
Home sweet home. This is the place to find happiness. If one doesn't find it here, one doesn't find it anywhere. ~ THERE ARE SO MANY WONDERFUL REASONS TO COME HOME ~ THE BEST PART OF ANY DAY IS COMING HOME ~ IT'S NOT HOW BIG YOUR HOUSE IS BUT HOW HAPPY YOUR HOME IS! ~ EVERY HOME HAS A STORY TO TELL ~ IT TAKES HANDS TO BUILD A HOUSE AND HEARTS TO BUILD A HOME ~ Winney the Pooh says "Home is the comfiest place to be" ~ HOME INSPIRES US TO GO OUT IN THE WORLD AND DO GREAT THINGS AND RETURN TO BE REFRESHED ~ HOME IS MY SAFE PLACE ~
Ten Questions to Ask Your Lender
Be sure you find a loan that fits your needs with these comprehensive questions.
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What are the most popular mortgage loans you make? Why?
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Which type of mortgage plan do you think would best for us? Why?
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Are your rates, terms, fees, and closing costs negotiable?
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Will I have to buy private mortgage insurance? If so how much will it cost and how long will it be required? NOTE: Private mortgage insurance is usually required if you make less than a 20-percent downpayment, but most lenders will let you discontinue the policy when you’ve acquired a certain amount of equity by paying down the loan.
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Who will service the loan? Your bank or another company?
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What escrow requirements do you have?
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How long is your loan lock-in period (the time that the quoted interest rate will be honored)? Will I be able to obtain a lower rate if they drop during this period?
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How long will the loan approval process take?
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How long will it take to close the loan?
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Are there any charges or penalties for prepaying the loan?
Used with permission from Real Estate Checklists & Systems, www.realestatechecklists.com.
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CALL MARY LOU AT 561-305-7139
YOU MAY E-MAIL ME AT ciambriello@bellsouth.net
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