Real Estate in Palm Beach County, Boca Raton, Boynton Beach, Delray Beach, Highland Beach, Hillsboro Mile, Ocean Ridge and Wellington-----THE BEST IN SOUTHEAST FLORIDA REAL ESTATE
BE HAPPILY COUNTED AMOUNG THE SMART BUYERS WHO TOOK ADVANTAGE OF THIS DOWN MARKET - PALM BEACH COUNTY IS ON SALE - DO NOT MISS THIS MARKET - CATCH THIS WAVE - CALL ME - THIS IS A BUYING OPPORTUNITY - THE TIME TO BUY IS NOW - THE TIME IS RIGHT - SOUTH FLORIDA IS ON SALE - HURRY -
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Courtesy of Mary Lou Ciambriello P.A. - Realtor, REALTOR®

Budget Basics Work Sheet

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.

Income

 

Take Home Pay/All family members

 

Child Support/Alimony

 

Pension/Social Security

 

Disability/Other Insurance

 

Interest/Dividends

 

Other

 

Total Income

 

 

Expenses

 

Rent/Mortgage

 

Life Insurance

 

Health/Disability Insurance

 

Vehicle Insurance

 

Homeowners or Other Insurance

 

Car Payments

 

Other Loan Payments

 

Savings/Pension Contribution

 

Utilities

 

Credit Card Payments

 

Car Upkeep

 

Clothing

 

Personal Care Products

 

Groceries

 

Food prepared outside the home

 

Medical/Dental/Prescriptions

 

Household Goods

 

Recreation/Entertainment

 

Child Care

 

Education

 

Charitable Donations

 

Miscellaneous

 

Total Expenses=

 

Remaining Income After Expenses=

 

 

www.REALTOR.org/realtormag Reprinted from REALTORŪ Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORSŪ . Copyright 2003. All rights reserved.

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Please take the time to call & say "Hello, Mary Lou."

 

PLEASE call me anytime.  If I do not answer the phone,  I am with a client.  My cell is 561.305.7139  and my home office is 561.330.7219.  
Expect to here from me that day or leave me instructions telling me when to call you and I will
.



Mary Lou Ciambriello P.A.

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